Stress. This is usually handled in four ways…

  1. Avoidance – people avoid the issue and bury their heads in the sand
  2. Denial – you deny there is a problem in the first place and continue on
  3. Competition – having accepted the issue, you then compete to own the crown of having the worst case when compared to your friends / family
  4. Learning and using – you realise that problems are gifts and you use this pain to kick yourself into action

These steps are the same for those who do not have a plan for retirement. Which phase are you in?

Do you even have a plan to work to – or are you just living week-to-week, payday-to-payday?

I hope that lockdown has taught a few lessons to the world – do we really need to spend money on things we don’t need? Does it feel good to pay off those credit cards with the spare cash you have?

But what is the next step? What happens when this is over? What is the plan for your future…?

Back solve

With this – and with many things in life – you must start with the end in mind. What does retirement look like? What age are you retiring? How much money do you need to live the life you want?

Now with this information you need to understand how much you need to save – and more importantly at what interest rate.

This is where a financial advisor comes in – or you create a plan yourself and stick to it. Monitor it. Review it and then revise it. Every plan needs to be revisited and updated for life circumstances which always change.

What resources are available to you?

Use our resource to put together a guide for yourself and bring your plan to life.

What do you get?

  • Guidance on how to identify the amounts of money required for various stages of your lifestyle
  • A template of a plan of how you will achieve these goals
  • A 30 minute1-1 session to review your plan

All for a one off price of £100.00!!

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